Car Insurance
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At Protect NY Insurance, we have relationships with over 20 different insurers, allowing you to obtain the best coverage at the best price.
Optional Auto Coverages
Comprehensive
Also called “other than collision” coverage. This is the coverage that fixes your car if you hit a deer or for when your car gets broken into. Coverage is subject to your deductible.
Roadside Assistance
As an optional coverage, you can purchase basic or enhanced roadside assistance. Even if you know how to change a tire on the side of the road, it’s much safer to call a towing company since they have the proper safety gear to wear when you are stranded on the highway
Collision
As its name implies, this is the coverage that repairs your car if you collide with another vehicle or an object such as a parking lot sign. Coverage is subject to your deductible.
Rental Car Coverage
Also called “substitute transportation.” This optional coverage provides money for you to rent a car after a covered claim. If you have a commute to work, and don’t have a backup plan to get to work if your car goes in the shop, you should consider this coverage.
New Coverages to Ask About
Key Fob Replacement
Trip Interruption
Pet Injury Coverage
New Car Replacement
Required Auto Coverage
Liability
Protection against the harm your car, or any car you drive with the owner's permission, might do to other people and their property.
No-Fault (PIP)
Pays medical expenses, lost earnings, and other reasonable and necessary expenses, for example household help and transportation to medical providers, for a driver or passenger injured in, or a pedestrian injured by, your car.
Uninsured Motorist
Protects against the injuries you, your family or your passengers might suffer in a hit-and-run accident or in an accident with an uninsured vehicle.